AmeriFund’s New Construction Solutions

Build your own home

AmeriFund originated its first construction to permanent loan in 1993 and has been helping Texans through the process of building their dreams homes ever since.  Whether you’ve found the perfect little lot in the city or a Rancho Grande in the country, we can help you with the project from the planning stages through move-in.

AmeriFund has 20 years of experience with new construction lending. Our new construction financing consultants and in-house attorneys can guide you through the sometimes confusing process of going from a tract of land or a set of plans to a completed home with a minimum amount of hassle, and with the best financing available.

Most our competitors and banks require a minimum of 20% down on a construction to permanent loan project. But with AmeriFund’s Texas 2-Step for new construction, a borrower can borrow up to 100% of the cost of acquisition and construction. Because we utilize the appraised value of the project including the improvements for determining maximum loan amount and loan-to-value ratios, you’ll receive superior permanent loan pricing than with the traditional construction to perms and one time closes offered by other lenders.

You can count on AmeriFund to provide the counsel and innovative loan programs you need to navigate the construction of a new home.

Read more about construction financing and the difference between a “construction to perm” and a “one-time close” in our Guide on Construction Financing.

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